Move or improve? It looks like you’ve decided to improve, or simply stay put, that’s great, and now your fixed term is ending and you need to ensure you find the best deal for your new mortgage.
Rate switch
You have two options when switching rates and the most simple option is to stay with your current lender, but this is often not necessarily the best option… If you’re happy we can transfer your current mortgage to the best available product your current lender can offer. Or if there’s a better deal available with another lender and you don’t mind a bit of solicitors paperwork, over the full term of your mortgage you could save yourself £000’s!
Debt consolidation
Do you have multiple credit cards, loans or mail order accounts that you’re struggling to keep on top of? Maybe debt consolidation is for you… you can condense these all down into your mortgage and create one, lower and more manageable monthly payment.
Home improvement
An extension? A new kitchen? Or a garden pub! Remortgaging to borrow additional funds for home improvements is very common, you can spread the cost across the term of your mortgage at competitive rates while increasing the value of your home
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